Two years ago this week, I was laid off from my last full-time job. I’ve since had a smattering of temp jobs, “odd” jobs, and freelance work, but a guaranteed steady paycheck is a rapidly fading memory for me. Unemployment can have its up-sides; the initial “funemployment” period is almost carefree and a tad exhilarating. Who doesn’t like drinking beer in the midday sun and having the ability to say yes to almost every single event on your calendar? Once you dive into the abysmal depths of long-term unemployment, however, things start to get very dark.

Alan Hanson: Long-Term Effects of Unending Unemployment